5 everyday habits to help you achieve your 2022 financial goals
Here are our top tips for building healthier everyday habits that will become the backbone of our 2022 financial goals and may even land you your first home.
1. Setting achievable goals
Whether you’re setting a goal for yourself, your family, or a group, the first step is making sure your goals are measurable and attainable. Take some time to consider your long term aspirations, and what smaller steps are required to get there. Then, ask yourself questions that will help overcome any potential barriers. For example, if you’re thinking of buying your first home, what is a realistic purchase price and what deposit will you need? Consider applying for the Victorian Homebuyer Fund – all you need is 5% deposit to secure your first home. With a solid plan in place and achievable goals set, you can start working towards achieving your full potential.
2. Sticking to a realistic budget
If you’re planning on buying your first home, there are benefits to sticking to a budget, as you may be eligible for a stamp duty exemption or concession depending on the value of your new property. With many incentives available, including First Home Buyer Grants and Schemes, chat to your lender or conveyancing team to figure out the best option for you. A brand new Caydon apartment could be well within your reach. Click here to explore our range of premium off-the-plan residences.
3. Using round-up apps
Did you know round-up apps take your expenses and boost them up to the nearest dollar, putting those extra cents into your preferred savings account? Just by adding 50 cents to each purchase, you’ll be increasing your funds in no time and one step closer to buying your dream Caydon home.
4. Entertaining at home
Sometimes we forget how expensive a night out with friends can be – a few cheeky drinks, dinner at your favourite local, Ubers, and a new outfit can really put a hole in your bank account. At Caydon, entertaining in an apartment is at the cornerstone of our design ethos. We make the experience effortless with entertainers’ every need considered to create memorable occasions for family and friends. Both the Skyhomes and Terrace Homes at HOME also feature a stylish dry bar, so you’re always prepared for an impromptu tipple, without adding to the bar tab.
5. Adopting a minimalist lifestyle
Before you start panicking, a minimalist lifestyle doesn’t mean throwing away half your wardrobe! By considering what possessions spark joy in your life, and what objects you frequently use, it’s then clear what is surplus to our needs. It’s that simple. In addition to pocketing some change on the sale of your unused items, you can reduce worry, stress, and chaos too!